2BHK or 3BHK: Which Should You Choose While Planning A New Home

2BHK or 3BHK: Which Should You Choose While Planning A New Home

31 January 2023

A home is indeed a well-planned investment for a family, and it is one of the major financial decisions a person makes in his or her life. The weight and implications of the decision have to be well considered before making one. The most common scenario that perplexes a prospective homeowner is deciding whether to buy a two- or three-bedroom home. It may appear silly, but when it comes to purchasing your dream home, this is a thought that you rarely put your heart into. This article outlines the factors that may assist you in taking the next step forward. 

Which Should You Choose For Home : 2BHK or 3BHK

Budget of your home

The budget that you have in mind is essentially the prime factor that will help you choose between a 2 BHK and a 3 BHK home. The best thumb rule that you may have to look into is not to spend more than five times your annual income while buying a home. Anything more than that will be a financial liability in the long run, and it will be difficult to meet it. Because home spaces vary from place to place, it is important to take a closer look at the carpet area of the house. The carpet area for a 3 BHK in Mumbai will be different from a 3 BHK in Kochi. So, make sure to have a proper analysis of budget and space when you decide to buy your home.

Size of the family

The size of the family has to be considered while thinking about buying a home. If you have a family of three, a two-bedroom apartment is more than enough. If you are planning to add new additions to the family or if you have parents that stay with you, then a 2 BHK can lead to a lot of discomfort, and suddenly the space starts feeling congested. And if you have guests often at home, having an additional bedroom is a good choice. Three BHKs give enough room to move and will not make it feel claustrophobic. Good builders like GreenTech are very mindful of the carpet area and will give both 2 BHK and 3 BHK homes with sufficient space. 


If your country is going through a period of inflation, then it can effectively affect your decision to purchase a home. Inflation is the general rise in the prices of goods due to a variety of factors. The property prices increase during inflation because of the surge in the prices of cement, steel, etc. It will be fitting to think about buying a home when inflation is between 2 and 3 percent. If inflation prices remain within the normal range and you have the financial means, you can purchase a 3BHK. If you are in desperate need of a home and cannot wait for inflation rates to return to normal, a two-bedroom house would be ideal. 


Loans are yet another factor that is relative to your financial situation. It is not a hard task to get a loan these days, but the loan amount is something that you have to consider. You can always go for a long-term loan, which will require you to pay only a small amount monthly, but at the end of the tenure, you pay up more than you borrowed. As a result, always check to see if you can make a larger down payment with a loan for a shorter term. Also, go for financial institutions that give loans at a fixed interest rate; this will make sure that the rates do not fluctuate as per the inflation rates. So, if you can get a loan at a reasonable interest rate, it will be ideal for you to invest in a 3 BHK. If the loan amount is less and the interest rates are particularly high, then it will be fitting to choose a 2 BHK. 


If the 2 BHK home that you are planning to buy fits the bill and meets your checklist of demands, then it will be ideal for you to buy a 2 BHK. This will also have a fair amount of reliance on the kind of builder that you are taking the apartment from. But, if the 2 BHK hardly meets your expectations for the future, then go ahead and block the 3 BHK. 

GreenTech builders are known to give you the best apartments, irrespective of your bedroom specifications.

Resale Value

If you are only looking to buy a two or three-bedroom house for investment purposes, then you have to look into the resale value of the property. If you want to earn more, then the best investment opportunity is a 3 BHK. A 2 BHK home will not fetch you as much financial profit as a 3 BHK home. 

The homeowner's preferences in these various factors will determine what they are looking for when they are willing to pay for or invest in a home. 

Greentech Builders is one of the best builders in Kochi and has been working hard to maintain consistency in their deliverables and hand them out at the pre-decided time without any delays. Greentech builders have their projects in prime locations, and you can get your hands on the most affordable properties with a luxurious outlook and amenities. You can trust Greentech as their professionalism is top-notch. 

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